{"componentChunkName":"component---src-templates-simple-markdown-js","path":"/user-interface/settings/originator-management/","matchPath":"","result":{"data":{"markdownRemark":{"html":"<h1 style=\"position:relative;\"><a href=\"#originator-management\" aria-label=\"originator management permalink\" class=\"anchor before\"><svg aria-hidden=\"true\" focusable=\"false\" height=\"16\" version=\"1.1\" viewBox=\"0 0 16 16\" width=\"16\"><path fill-rule=\"evenodd\" d=\"M4 9h1v1H4c-1.5 0-3-1.69-3-3.5S2.55 3 4 3h4c1.45 0 3 1.69 3 3.5 0 1.41-.91 2.72-2 3.25V8.59c.58-.45 1-1.27 1-2.09C10 5.22 8.98 4 8 4H4c-.98 0-2 1.22-2 2.5S3 9 4 9zm9-3h-1v1h1c1 0 2 1.22 2 2.5S13.98 12 13 12H9c-.98 0-2-1.22-2-2.5 0-.83.42-1.64 1-2.09V6.25c-1.09.53-2 1.84-2 3.25C6 11.31 7.55 13 9 13h4c1.45 0 3-1.69 3-3.5S14.5 6 13 6z\"></path></svg></a><div class=\"hidden-anchor\" id=\"originator-management\"></div>Originator management</h1>\n<p>The originator management feature allows you to add or delete payment originators using the Ripple Payments UI.</p>\n<div class=\"admonition admonition-attention\"><div class=\"admonition-heading\"><h5><span class=\"admonition-icon\"><i></i></span>Note:</h5></div><div class=\"admonition-content\"><p>This topic describes how you can manage originator identities. For more information on how to manage beneficiary identities, see <a href=\"/payments-direct-2/user-interface/beneficiaries/\">Beneficiaries</a>.</p></div></div>\n<p><img src=\"/payments-direct-2/1d55860c8eb69acbe80fe1bd31f9d42d/originators.png\" alt=\"Originators\"> </p>\n<!--\n## How identities work\n\nA **beneficiary** identity can only correspond to one payout option. For example, you can set the destination country to `United Kingdom of Great Britain and Northern Ireland` and the payout currency to `GBP`, but if you then try to create a second identity for the same beneficiary where the only difference is the payout currency, now `EUR`, the existing identity for that beneficiary will be overwritten.\n\nTo support the use case described above, create two beneficiary identities with two different nicknames. For example `JoesCoffee_EUR` and `JoesCoffee_GBP`.\n\n:::attention Note:\nIf you need a **beneficiary** to be paid out in different currencies, you need to create separate beneficiary identities for each currency. For example, if you want to pay out a beneficiary in `EUR` and `GBP`, you need to create one identity for this beneficiary where the payout currency is `EUR` and a second identity for the beneficiary where the payout currency is `GBP`.\n::: This only works if the beneficiary has subsidiaries in the respective country, correct? See also Destination Country vs. Country of Incorporation -->\n<h2 style=\"position:relative;\"><a href=\"#add-an-originator-identity\" aria-label=\"add an originator identity permalink\" class=\"anchor before\"><svg aria-hidden=\"true\" focusable=\"false\" height=\"16\" version=\"1.1\" viewBox=\"0 0 16 16\" width=\"16\"><path fill-rule=\"evenodd\" d=\"M4 9h1v1H4c-1.5 0-3-1.69-3-3.5S2.55 3 4 3h4c1.45 0 3 1.69 3 3.5 0 1.41-.91 2.72-2 3.25V8.59c.58-.45 1-1.27 1-2.09C10 5.22 8.98 4 8 4H4c-.98 0-2 1.22-2 2.5S3 9 4 9zm9-3h-1v1h1c1 0 2 1.22 2 2.5S13.98 12 13 12H9c-.98 0-2-1.22-2-2.5 0-.83.42-1.64 1-2.09V6.25c-1.09.53-2 1.84-2 3.25C6 11.31 7.55 13 9 13h4c1.45 0 3-1.69 3-3.5S14.5 6 13 6z\"></path></svg></a><div class=\"hidden-anchor\" id=\"add-an-originator-identity\"></div>Add an originator identity</h2>\n<p>To add an originator identity:</p>\n<ol>\n<li>\nIn the \nRipple Payments UI\n, select \n<strong>Settings</strong>\n > \n<strong>Manage Originators</strong>\n > \n<strong>Add Originator</strong>\n.\n</li>\n<li>\nSelect\n<!--whether-->\n the originator identity \n<!--you want to create is for a -->\n<strong>Business</strong>\n<!--or **Person** (Individual)-->\n.\n<!--3. **Only if you selected originator type  \"Person\":**<br>In the **Beneficiary type** field, select what type of beneficiary the originator will be paying, a **Business** or **Person**. -->\n<div class=\"admonition admonition-attention\"><div class=\"admonition-heading\"><h5><span class=\"admonition-icon\"><i></i></span>Note</h5></div><div class=\"admonition-content\"><p>The originator identity type <strong>Person</strong> will be available for selection soon.</p></div></div>\n</li>\n<li>\nFrom the \n<strong>Destination Country</strong>\n dropdown list, select the country where your payment beneficiary will receive the payment.\n<br>\nFor an overview of all supported payout countries and currencies, see \n<a href=\"/payments-direct-2/payout-network/\">Payout network</a>\n.\n<!-- **United Kingdom of Great Britain and Northern Ireland only:**<br>In the **Payout Currency** field, select either **EUR** or **GBP** from the drop-down list. All other countries currently support only one payout currency, hence, the payout currency is pre-selected in those cases.-->\n</li>\n<li>\nSelect \n<strong>Next</strong>\n.\n</li>\n<li>\nFill in all fields related to \n<em>identity details</em>\n and then select \n<strong>Next</strong>\n.\n<div class=\"admonition admonition-attention\"><div class=\"admonition-heading\"><h5><span class=\"admonition-icon\"><i></i></span>Note:</h5></div><div class=\"admonition-content\"><ul>\n<li>\nProvide the information of the business or individual on whose behalf you're making the transaction.\n</li>\n<li>\nMake sure that the information you provide is accurate. Once the new originator identity is created, you can no longer edit any of the details. You will need to delete the originator identity and create a new one to change the details.\n</li>\n</ul></div></div>\n</li>\n<li>\nFill in all fields related to \n<em>other information</em>\n.\n</li>\n<li>\nSelect \n<strong>Finish</strong>\n.\n<br>\nThis creates the new originator identity.\n</li>\n<li>\nTo confirm that the new originator identity is available for selection when you create a new payment, view the list of identities by selecting \n<strong>Settings</strong>\n > \n<strong>Manage Originators</strong>\n.\n</li>\n</ol>\n<!--\n## Add beneficiary identity\n\n### 2. Specify identity details\n\nComplete the following steps to specify the beneficiary details:\n\n#### 2.1 Business beneficiary\n\n1. Fill out the following fields:<br><br>\n\n    | Field name | Description | Example |\n    | -----------|-------------|---------|\n    | **Nickname** | A nickname for your beneficiary identity.<br><br>**Note:** When you create a payment and select a beneficiary, this is the name that you'll see in the beneficiary drop-down list. | `Muster Germany` |\n    | **Business Legal Name** | The beneficiary's legal business name. | `Muster GmbH` |\n    | **Business Phone Number** | The beneficiary's business phone number including the country code.| `+49 4321 1234` |\n    | **Country of Incorporation** | The country in which the beneficiary's business is incorporated. | `Germany` |\n    | **Beneficiary's Date of Incorporation** | The beneficiary's business' date of incorporation | `12/14/19` |\n    | **Organization ID Number** | The beneficiary organization's identification number associated with the Organization ID Document Type | `800075965` |\n    | **Organization ID Document Type** | The type of identification document used to identify the beneficiary organization. The field value is always `Certificate of Incorporation Number`. | `Certificate of Incorporation Number` |\n    | **Relationship to Sending Customer** | The relationship that the beneficiary has to the sending customer.<br><br>The following options are available:<br>`Business partner`<br>`Branch/Representative office`<br>`Customer`<br>`Subsidiary company`<br>`Holding company`<br>`Supplier`<br>`Franchisee/Franchisor` | `Customer`|\n    | **Beneficiary's Address**| The beneficiary's business street address. | `Musterstrasse 1` |\n    | **Beneficiary's Postal Code** | The postal code associated with the city in which the beneficiary's business is located. | `12345` |\n    | **Business City** | The city in which the beneficiary's business is located. | `Musterstadt` |\n    | Only for certain countries:<br> **State/County**| The state or country or province in which the beneficiary's business is located. | `Musterprovinz` |\n\n<br>\n\n2. Click **Next**.\n\n#### 2.2 Person beneficiary\n\n1. Fill out the following fields:<br><br>\n\n    | Field name | Description | Example |\n    | -----------|-------------|---------|\n    | **Nickname** | A nickname for your beneficiary.<br><br>**Note:** When you create a payment and select a beneficiary, this is the name that you'll see in the beneficiary drop-down list. | `Muster Germany` |\n    | **Phone Number** | The beneficiary's phone number including the country code.| `+49 4321 1234` |\n    | **Country of Residence** | The country in which the beneficiary resides. | `Germany` |\n    | **Beneficiary's Date of Birth** | The beneficiary's date of birth | `12/14/62` |\n    | **ID Document Number** | The beneficiary's identification number associated with the ID Document Type | `A12BC34D1`\n    | **ID Document Type** | The type of identification document used to identify the beneficiary. <br><br>The following options are available:<br>`Alien Registration Number`<br>`Passport Number`<br>`Drivers License Number`<br>`Employee Identification Number`<br>`National Identity Number`<br>`Social Security Number`<br>`Tax Identification Number`| `Passport Number` |\n    | **Relationship to Sending Customer** | The relationship that the beneficiary has to the sending customer.<br><br>The following options are available:<br>`Self`<br>`Friend`<br>`Employee`<br>`Vendor`<br>`Other`<br>`Child`<br>`Parent`<br>`Covering Spouse/Partner`<br>`Relation`<br>`Sibling/brother/sister`<br>`Ex-spouse`<br>`Customer`<br>`Business partner` | `Friend`|\n    | **Beneficiary's Address**| The beneficiary's street address. | `Musterstrasse 1` |\n    | **Beneficiary's Postal Code** | The postal code associated with the city in which the beneficiary is located. | `12345` |\n    | **Business City** | The city in which the beneficiary is located. | `Musterstadt` |\n    | Only for certain countries:<br> **State/County**| The state or country or province in which the beneficiary is located. | `Musterprovinz` |\n    | **Given Name** | The beneficiary's given name | `Max` |\n    | **Family Name** | The beneficiary's family name | `Muster` |\n\n<br>\n\n2. Click **Next**.\n\n### 3. Specify bank information\n\nComplete the following steps to specify the beneficiary's bank information:\n\n#### 3.1 Business beneficiary\n\n1. According to the payment destination, fill out the following fields:\n\n    <details>\n    <summary style=\"color:#003D99\">Payment destination within the EEA or UK</summary>\n    <div class=\"landscape-content\">\n\n    | Field name | Description | Example |\n    |------------|------------ |---------|\n    | **Business Account Currency** | Currency of the beneficiary's business account | `EUR` |\n    | **Business International Bank Account Number (IBAN)**| International Bank Identification Number (a combination of ISO country code, check digits, and the bank account number). |`DE12 3456 0000 1234 5678 90` |\n    | **Business Account Identification Scheme** | Scheme used to identify the beneficiary's organization. The field value is always `Certificate of Incorporation Number`. | `Certificate of Incorporation Number` |\n    | **Business Bank Branch Country** | Currency of the beneficiary's bank branch | `Germany` |\n    | **Organization ID** | Identification of the beneficiary organization assigned by a regulatory institution. | `800075965` |\n    | **Beneficiary's Bank Name** | Name of the bank where the beneficiary receives the payout. | `Deutsche Bank`|\n    | **Bank Name** | The issuer code that Ripple's payout partner requires for the specific payout method-country pair.<br>For the correct Bank ID, see [Bank IDs](bank-ids.md). | `490001` |\n\n    </div>\n    </details>\n\n    <details>\n    <summary style=\"color:#003D99\">Payment destination within Asia</summary>\n    <div class=\"landscape-content\">\n\n    | Field name | Description | Example |\n    |------------|------------ |---------|\n    | **Business Account Currency** | Currency of the beneficiary's business account | `PHP` |\n    | **Business Account Number**| The beneficiary's bank account number. | `1234 567 890` |\n    | **Business Account Identification Scheme** | Scheme used to identify the beneficiary's organization. The field value is always `Certificate of Incorporation Number`. | `Certificate of Incorporation Number` |\n    | **Business Bank Branch Country** | Currency of the beneficiary's bank branch | `Philippines` |\n    | **Beneficiary's Bank Name** | Name of the bank where the beneficiary receives the payout. | `Bank of Philippine Island (BPI)`|\n    | **Bank Name** | The issuer code that Ripple's payout partner requires for the specific payout method-country pair.<br>For the correct Bank ID, see [Bank IDs](bank-ids.md). | `63153` |\n\n    </div>\n    </details>\n\n2. Click **Finish**.<br>Your beneficiary is created and is now available for selection when you create a payment.\n\n#### 3.2 Person beneficiary\n\n1. According to the payment destination, fill out the following fields:\n\n    <details>\n    <summary style=\"color:#003D99\">Payment destination within the EEA or UK</summary>\n    <div class=\"landscape-content\">\n\n    | Field name | Description | Example |\n    |------------|------------ |---------|\n    | **Account Currency** | Currency of the beneficiary's account | `EUR` |\n    | **International Bank Account Number (IBAN)**| International Bank Identification Number (a combination of ISO country code, check digits, and the bank account number). |`DE12 3456 0000 1234 5678 90` |\n    | **Account Identification Scheme** | Scheme used to identify the beneficiary's account. The following values are available:<br>`Basic Bank Account Number`<br>`PAN of the card identifying the account`<br>`Mobile Subscriber Integrated Digital Network, (i.e. Mobile Phone Number of the SIM card)` | `Basic Bank Account Number` |\n    | **Bank Branch Country** | Currency of the beneficiary's bank branch | `Germany` |\n    | **Beneficiary's Bank Name** | Name of the bank where the beneficiary receives the payout. | `Deutsche Bank`|\n    | **Bank Name** | The issuer code that Ripple's payout partner requires for the specific payout method-country pair.<br>For the correct Bank ID, see [Bank IDs](bank-ids.md). | `490001` |\n\n    </div>\n    </details>\n\n    <details>\n    <summary style=\"color:#003D99\">Payment destination within Asia</summary>\n    <div class=\"landscape-content\">\n\n    | Field name | Description | Example |\n    |------------|------------ |---------|\n    | **Account Currency** | Currency of the beneficiary's account | `PHP` |\n    | **Account Number**| The beneficiary's bank account number. | `1234 567 890` |\n    | **Account Identification Scheme** | Scheme used to identify the beneficiary's account. The following values are available:<br>`Basic Bank Account Number`<br>`PAN of the card identifying the account`<br>`Mobile Subscriber Integrated Digital Network, (i.e. Mobile Phone Number of the SIM card)` | `Basic Bank Account Number` |\n    | **Bank Branch Country** | Currency of the beneficiary's bank branch | `Philippines` |\n    | **Beneficiary's Bank Name** | Name of the bank where the beneficiary receives the payout. | `Bank of Philippine Island (BPI)`|\n    | **Bank Name** | The issuer code that Ripple's payout partner requires for the specific payout method-country pair.<br>For the correct Bank ID, see [Bank IDs](bank-ids.md). | `63153` |\n\n    </div>\n    </details>\n\n2. Click **Finish**.<br>Your beneficiary is created and is now available for selection when you create a payment.\n\n## Add originator identity\n\n### 1. Specify identity details\n\nFill out the following fields:<br>\n\n| Field name | Description | Example |\n| -----------|-------------|---------|\n| **Nickname** | A nickname for your originator identity.<br><br>**Note:** When you create a payment and select an originator, this is the name that you'll see in the originator drop-down list. | `Muster Germany` |\n| **Originator Phone No** | The originator's business phone number including country code. | `+49 4321 1234` |\n| **Originator Date of Incorporation** | The originator's business' date of incorporation | `12/14/19` |\n| **Originator ID No** | The originator organization's identification number associated with the Originator ID Type | `800075965` |\n| **Originator ID Type** | The type of identification document used to identify the originator organization.  The field value is always `Certificate of Incorporation Number`. | `Certificate of Incorporation Number` |\n| **Originator Name - Corporate** | The originator's legal business name | `Muster GmbH` |\n| **Originator Address** | The originator's business street address. | `Musterstrasse 1` |\n| **2 letter originator country code** | The originator's business country of incorporation | `Germany` | \n\n### 2. Specify other information\n\n1. Fill out the following fields:<br>\n\n| Field name | Description | Example |\n| -----------|-------------|---------|\n| **Internal Account No** | The unique identifier assigned to the sending organization | `1A2B3C4D5F` |\n\n2. Click **Finish**.<br>Your originator identity is created and is now available for selection when you create a payment.\n-->\n<h2 style=\"position:relative;\"><a href=\"#delete-an-originator-identity\" aria-label=\"delete an originator identity permalink\" class=\"anchor before\"><svg aria-hidden=\"true\" focusable=\"false\" height=\"16\" version=\"1.1\" viewBox=\"0 0 16 16\" width=\"16\"><path fill-rule=\"evenodd\" d=\"M4 9h1v1H4c-1.5 0-3-1.69-3-3.5S2.55 3 4 3h4c1.45 0 3 1.69 3 3.5 0 1.41-.91 2.72-2 3.25V8.59c.58-.45 1-1.27 1-2.09C10 5.22 8.98 4 8 4H4c-.98 0-2 1.22-2 2.5S3 9 4 9zm9-3h-1v1h1c1 0 2 1.22 2 2.5S13.98 12 13 12H9c-.98 0-2-1.22-2-2.5 0-.83.42-1.64 1-2.09V6.25c-1.09.53-2 1.84-2 3.25C6 11.31 7.55 13 9 13h4c1.45 0 3-1.69 3-3.5S14.5 6 13 6z\"></path></svg></a><div class=\"hidden-anchor\" id=\"delete-an-originator-identity\"></div>Delete an originator identity</h2>\n<p>To delete an originator identity:</p>\n<ol>\n<li>\nSelect \n<strong>Settings</strong>\n > \n<strong>Manage Originators</strong>\n.\n</li>\n<li>\nLocate the originator identity you want to delete and next to its entry, select \n<strong>Delete</strong>\n.\n</li>\n<li>\nIn the \n<strong>Delete Originator</strong>\n window, confirm that you want to delete the originator identity by selecting \n<strong>Confirm</strong>\n.\n</li>\n</ol>\n<p>This deletes the originator identity from your identities list and it will no longer be available for selection when you create a new payment.</p>","headings":[{"value":"Originator management","depth":1},{"value":"Add an originator identity","depth":2},{"value":"Delete an originator identity","depth":2}]},"contentItem":{"data":{"lastModified":"2025-11-13T00:24:58.000Z","enableToc":null,"disableLastModified":null,"tocMaxDepth":null,"requestLogin":false}},"siteConfig":{"enableToc":false,"disableLastModified":true,"tocMaxDepth":4}},"pageContext":{"matchPath":"","id":"0c1a2676-f6f9-5b97-9972-bbccb6ef728e__redocly content/user-interface/settings/originator-management/","seo":{"title":"Originator management","description":null,"image":"","keywords":null,"jsonLd":null,"lang":null,"siteUrl":null},"pageId":"user-interface/settings/originator-management.md","pageBaseUrl":"/user-interface/settings/originator-management","type":"markdown","toc":{"enable":true,"maxDepth":4,"headings":[{"depth":1,"value":"Originator management","id":"originator-management"},{"depth":2,"value":"Add an originator identity","id":"add-an-originator-identity"},{"depth":2,"value":"Delete an originator identity","id":"delete-an-originator-identity"}]},"data":{"title":""},"catalogInfo":null,"link":"/user-interface/settings/originator-management/","sidebarName":"__root-sidebar__-data-69308394-sidebars.yaml","isLanding":false,"showPrevButton":null,"showNextButton":null,"apiVersions":null,"apiVersionId":null,"isDefaultApiVersion":null}},"staticQueryHashes":["1123603147","1302185487","1344209882","1398840060","1520077861","1975142765","2667623876","2950305614","3240152602","3743992808","561138138"]}